Things to Consider

Budget and Financing Options

If you choose to finance a used vehicle, it’s useful to calculate your budget to help you decide how much you want to spend on a monthly car payment.

Additionally, determine if you want short or long-term used auto financing. Short-term contracts can offer better rates, but come with higher monthly payments. Long-term contracts may mean smaller monthly payments, but ultimately result in you paying more money over time.

You can use our payment calculators to help estimate auto financing payments and budget considerations.

What Your Credit Score Means

Your credit score will play a major role in determining your loan approval terms. Creditors use scores to determine your auto financing options. Similar scores can be found through online credit score services – like the companies below.

Equifax
Experian
TransUnion

Auto Financing Research

Different financial institutions offer various loan rates and terms. When you come in to any of our Enterprise Car Sales locations we will help you research and secure used auto financing that fits your needs.