Financing FAQs

At Enterprise Car Sales, we make buying and financing a car easy. Browse our FAQs for information on financing, from Enterprise Car Sales.  We can help you find the car that’s perfect for you.

Though they may seem like the same thing, there is a difference between car loans and car financing. Car loans are set up directly between you and a bank, finance company or credit union. Conversely, you may apply for financing through a dealership. The dealer will sell your financing contract to a bank, finance company, or credit union, which will service your account. When you meet with one of our trusted Sales Consultants, they will walk you through each factor, so you can make informed and confident choices. 

Yes. Enterprise Car Sales makes it easy to apply for financing. We work with a network of lenders to assist in securing financing for you.

At Enterprise Car Sales, we help make the financing process easy. We work with several credit unions to help you secure financing. Learn more about financing options

A lot of factors come into your car budget, like rent/mortgage, bills, groceries, savings and other household expenses. Visit our Car Payment Calculator to help you estimate your monthly car payments and make an informed decisions about what is most affordable.

The more money you put down to buy a car, the less you’ll need to borrow and accrue interest on – potentially leading to lower monthly payments and less interest. Visit our Car Payment Calculator to help you estimate your monthly car payments. Enter the amount you want to pay for your car each month and it will help calculate how much you can afford.  

An upside-down loan means you owe more on the car you currently own than what it is worth. If that’s your situation, there may be financing options available for you. Apply today.

Yes, you can trade in your car if it has negative equity. The difference owed is simply combined with your new car loan/financing.  

Yes. We can take over the loan and pay it off. The difference owed is simply combined with your new car loan/financing. 

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Apply For Financing

Fill out an online form, and we will contact you. It’s that easy.

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College Graduate Program

Recent college graduates may be eligible to receive special financing options.

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Financing 101

We explain the many factors that could impact your financing terms.

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First-Time Car Buyer

Enterprise makes it easy to buy your first car, even with less-than-perfect credit.

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Car Payment Calculator

Estimate your monthly payments and set a realistic budget.

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Learn how Enterprise Car Sales makes buying, trading and selling easy.

Estimate your monthly payments:
Payment or price based on amount financed for Term (Months) and Finance Rate (APR) estimated on average for the credit score input by customer using the site calculator. These calculators are for illustration purposes only and do not include license and title fees, additional or optional charges associated with the sale and/or financing of the vehicle. Terms may not represent actual available credit terms. Credit score is not the only factor determining Finance Rate. We encourage you to seek advice from qualified financial service professionals regarding all your personal finance needs.